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Buy the Best BroadForm Car Insurance in Ephrata

Broad Form Insurance is usually a low-cost option for auto insurance throughout Grant County.
The Broadform Insurance Shop in Ephrata is your source for dependable information about Broad Form insurance. We analyze the top-rated vehicle insurance companies to find who offers the most competitive rate. If you want to decrease your insurance cost, count on us to do all the hard work for you. We purposefully compare each broadform insurance quote so you can enjoy serenity and buy reasonable broadform vehicle insurance worry-free. Get real insurance quotes from the leading broad form insurance companies so you can find the insurance policy that best fits your budget.

Broad Form Frequently Asked Questions FAQs

What is a broad form insurance policy?

Broadform insurance includes liability coverage but also can include uninsured motorist, and personal injury protection (PIP). It only covers losses when you are the operator of the car. Comprehensive and collision coverages (aka Full Coverage) are not avalable to protect the vehicle you are driving.

Do you need auto insurance if you have a drivers license?

If you have a drivers license but don’t own a car, you probably don’t need car insurance. The owner of the car is supposed to keep their car insured. If you want to protect yourself in case they do not have insurance that will cover while you are driving, you can buy a broad form policy.

What is the difference between non-owner and broadform insurance?

Both policies are Named Operator polices, meaning the policy only has to pay if the person named on the policy was driving. A Non-Owner policy, as the name implies, only is in force when non owned autos are being driven. Also, if you are driving a vehicle that you have regular access to, then coverage is excluded. A Broad Form policy is “broad” because it covers owned & non-owned vehicles without the limitations.

What is Washinton state’s minimum auto insurance requirement?

The minimum required vehicle liability limits per accident in Washington are $25,000 per person bodily injury liability, $50,000 total bodily injury liability, and $10,000 property damage liability.

Do you need to buy insurance before buying a vehicle?

You are required by the state to have liability insurance before you take the car on the road. Nothing worse than getting a ticket for no insurance. And, if you have a loan on the car, the dealership will require you have “full coverage” before they will let you drive off the lot. If you are already insured, a quick call to your agent should be all it takes. If you don’t have insurance, Smash the Get A Quote button to ask for a quote today.

How can I get insurance after having my license suspended?

To find insurance when you have a suspended license just contact one of our BroadForm Shop insurance professionals. We quote a number of companies that can get you covered right away which is most likely one of the things needed for you to get get licensed again. Your new insurance company does an SR-22 with the state to document you now have insurance.

Best Places to See Near Ephrata

Taqueria Covian

67 reviews

Mexican
1105 Basin St SW, Ste B, Ephrata, WA 98823
Pita Pit

24 reviews

Sandwiches, Mediterranean, Fast Food
26 Basin St Norhtwest, Ephrata, WA 98823
The Bookery

19 reviews

Bookstores, Coffee & Tea, Cafes
1 Basin St NW, Ephrata, WA 98823
Time Out

32 reviews

Pizza, Burgers
1095 Basin St SW, Ephrata, WA 98823
12 Hawks Sports Bar and Grill

35 reviews

Sports Bars
140 W Division Ave, Ephrata, WA 98823
El Agave Ephrata

32 reviews

Mexican
906 Basin St SW, Ephrata, WA 98823

Just the Facts about Ephrata

Ephrata ( ee-FRAY-tÉ™) is a city in Grant County, Washington, United States. The population was 7,664 at the 2010 census. It is the county chair of Grant County.

Ephrata was officially incorporated on June 21, 1909 and was firm the county seat for the newly created Grant County.

Historically, the agreement of Ephrata is quite recent. There was no known deal until 1886, just three years since Washington gained statehood. The horse rancher Frank Beezley was the first to settle near the natural springs, thus the Place was known as Beezley Springs. As the climate and topography were not promising to settlement, the entire region remained sparsely populated until several federal congressional actions, including the Northern Pacific Land Grant Act, the Homestead Act, and Desert Claims Act, encouraged the agreement of this semi-arid desert-like area. Originally, Douglas County spread higher than the entire territory of the enormous Bend of the Columbia River. In 1909, the Washington State legislature separated it, creating Grant County. When the times came to present arguments to the permit legislature concerning which town should be the county seat, someone apparently carefully intoxicated the representative of a enemy community, and Ephrata was chosen.

It is generally believed that the city was named Ephrata by a man who worked for the Great Northern Railway. The say Ephrata is derived from a biblical financial credit of an orchard in the center of the desert. It is in addition to the ancient publish for the town of Bethlehem.

The region was known at the slant of the century for the good herds of wild horses that roamed the land. Horse trading was an important element of the local economy, and Ephrata served as the staging area for the horse round-ups. The last “Grand Horse Round-up” was held in Ephrata in 1906. Ephrata next developed as a trade and service center for cattle and sheep ranches in the Place until the construction of the Columbia Basin Reclamation Project.

Source: Ephrata, Washington in Wikipedia