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Broadform Frequently Asked Questions

What is broad form insurance Washington State?

Washington State Broad Form Insurance protects the policyholder only when they are driving the vehicle. It can include liability, uninsured motorist, and personal injury protection coverage. It does not provide comprehensive or collision coverage for the car you are driving.

Do you need insurance if you have a drivers license?

If you have a license but don’t own a car, you probably don’t need insurance. The owner of the car is supposed to keep their car insured. If you want to protect yourself in case they do not have insurance that will cover while you are driving, you can purchase a broad form policy.

What’s the difference between non owner and broad form insurance?

Both insurance policies are Named Operator polices, meaning the policy only has to pay if the person named on the policy was driving. A Non-Owner policy, as the name implies, only is in force when non owned cars are being driven. Also, if you are driving a car that you have regular access to, then coverage is excluded. A BroadForm policy is “broad” because it covers owned & non-owned vehicles without the limitations.

What is Washinton state’s minimum car insurance requirement?

The minimum auto liability limits per accident in Washington are $25,000 per person bodily injury liability, $50,000 total bodily injury liability, and $10,000 property damage liability.

What insurance company insures drivers without a license?

Dairyland Insurance can definitely insure a driver without a license, with a foreign license, or with a Mexican Matricula. Click the Get A Quote button to ask for a quote today.

How can I get insurance after having my license suspended?

To buy insurance with a suspended license just call one of the BroadForm Shop insurance professionals. We quote a number of insurance companies that will get you insured right away which is probably one of the things needed for you to get your license back. The insurance company will do an SR 22 with the Department of Licensing to provide evidence you are insured.

Top Places to See By Concrete

5b’s Bakery

107 reviews

Bakeries, Gluten-Free, Coffee & Tea
45597 Main St, Concrete, WA 98237
Miga Asian Cuisine Restaurant

87 reviews

Asian Fusion, Barbeque, Korean
44618 State Rt 20, Concrete, WA 98237
Cascade Burgers

72 reviews

Burgers
45292 State Rt 20, Concrete, WA 98237
Annie’s Pizza Station

90 reviews

Pizza
44568 State Rt 20, Concrete, WA 98237
Lonestar Restaurant

28 reviews

American (Traditional), Bars, Breakfast & Brunch
45930 Main St, Concrete, WA 98237
Perks Espresso & Deli

18 reviews

Delis, Coffee & Tea, Breakfast & Brunch
44586 State Rt 20, Concrete, WA 98237

Just the Facts about Concrete

Concrete is a town in north-central Skagit County, Washington, United States. The population was 705 at the 2010 census. The town of Concrete is included in the Mount Vernon-Anacortes, Washington Metropolitan Statistical Area.

According to the United States Census Bureau, the town has a total area of 1.24 square miles (3.21 km2), of which, 1.22 square miles (3.16 km2) is home and 0.02 square miles (0.05 km2) is water.

The town lies mostly on the north bank of the Skagit River, and is split into half by the subjugate Baker River (a tributary to the Skagit River). Mount Baker, a stratovolcano, lies northwest of Concrete and Mount Shuksan lies roughly directly north. Both peaks are part of the North Cascades range.

The town has a hot summer Mediterranean climate (Csb) with cool winters and hot summers.

As of the census of 2010, there were 705 people, 295 households, and 179 families residing in the town. The population density was 577.9 inhabitants per square mile (223.1/km2). There were 358 housing units at an average density of 293.4 per square mile (113.3/km2). The racial makeup of the town was 91.5% White, 0.3% African American, 2.0% Native American, 0.4% Asian, 1.1% Pacific Islander, 1.6% from further races, and 3.1% from two or more races. Hispanic or Latino of any race were 5.5% of the population.

Source: Concrete, Washington in Wikipedia