Car insurance is required if you drive a car in the Washington state, . Either the owner of the car must have their car insured or you can insure your license (aka broadform insurance) to protect yourself.

Broadform Named Operator Insurance satisfies Washington state’s insurance requirement. The insurance policy covers bodily injury and property damage caused by you while driving owned or non-owned cars. 

Shopping for the best broad form car insurance coverage can save you money every month. In addition, choosing the right auto insurance company could make life after an auto insurance claim much easier. We can help you find the insurance companies with the most affordable  insurance rates.

Broad form insurance is simply an endorsement added to a regular auto insurance policy that changes the definitions of a few key terms.

• First, the definition of insured is changed from covering listed drivers and others non-household member to whom you may temporarily lend your car to covering you and only you.
• Second, the definition of what is considered an insured vehicle is broadened from only covering the cars listed on the policy (plus a few exceptions) to covering almost any private passenger vehicle, (owned or non-owned) as long as it is not being used for business.